Conference Agenda

Day 1: Tuesday, Feb. 23, 2016

7:45
Registration Opens and Refreshments are Served
8:45
Opening Remarks from the Co-Chairs
  • Chris Bradley
    Associate General Counsel Legal, Corporate and Compliance Group
    BMO Financial Group
  • Stephen Redican
    Partner, Financial Services
    Borden Ladner Gervais LLP
9:00
Changing Landscape of the Canadian Payments Industry: Enhancements to the Code of Conduct for the Credit and Debit Card Industry in Canada and Regulation of Emerging Payments Service Providers
Moderator:
  • Stephen Redican
    Partner, Financial Services
    Borden Ladner Gervais LLP
Panel
Issuer:
  • Lawry Mitchell
    Senior Counsel
    Royal Bank of Canada
Card Brand:
  • Angelina Mason
    Senior Counsel
    VISA Canada
Other Perspectives:
  • Jeffrey Roode
    Lawyer
    Jeffrey Roode Professional Corporation

In this session, you will derive a necessary understanding of the basic standards under the Code and its recent enhancements, and the practical and legal challenges faced when incorporating the Code.

  • Application of the Code to mobile payments
  • Interchange rate adjustments
  • Revised dispute handling process
  • New disclosure and branding requirements for payment networks and card issuers
  • Enhanced disclosures and requirements impacting the merchant-acquirer relationship
  • Effective strategies to be compliant with the Code
  • How should new players be regulated?
10:30
Networking Refreshment Break
10:45
FCAC Payments Update
  • Philippe Pellerin
    Compliance Manager, Supervision and Enforcement
    Financial Consumer Agency of Canada
  • FCAC's initiatives on the amended Code of Conduct
  • Integration of mobile payments into the amended Code of Conduct
  • New industry standards on the complaint-handling process
  • Top complaints for 2015
11:30
The Evolving Regulatory Framework of the Payments System in Canada
  • Anne Butler
    Vice President, General Counsel & Corporate Secretary
    Canadian Payments Association
  • The Canadian Payments Association's (CPA) plans to modernize the core payments infrastructure to meet the future needs of the payments system in Canada
  • Rules related to the CPA's modernization initiative
  • Updates to the CPA's governance model
12:15
Networking Luncheon for Speakers and Delegates
1:30
The Impact of AML/ATF Regulatory Changes on Payments
  • Nicolas W.R. Burbidge
    Senior Director, AML and Compliance Division
    Office of the Superintendent of Financial Institutions Canada
  • Amended regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
  • Managing risks associated with cards issued by federally regulated financial institutions
2:15
Networking Refreshment Break
2:30
Manage the Risk of New Payment Solutions: Refreshing and Updating Your Compliance Program
  • Jacqueline Shinfield
    Partner
    Blakes, Cassels & Graydon (Toronto, ON)
  • Simon Tang
    Partner, National Leader, Vulnerability Management and PCI Services
    Deloitte Canada
  • Mitigating risk in various payment solutions including prepaid cards, near field communications, online payments, mobile and digital wallets
  • Ensuring compliance with PCI-DSS standards
  • Authentication, data security, and compliance
  • Addressing challenges associated with cross-border payments
  • Future legal requirements for using new technologies
  • Integrating emerging technology and new products into your business model
  • Improving customer experience while preventing fraud and maintaining security
3:30
Virtual Currency and Using Blockchain Technology in Finance
  • Stuart Hoegner
    Principal
    Gaming Counsel Professional Corporation
  • Regulations around the future of digital currencies
  • Changes in the US, including Faiella v. Shrem which extends securities laws and regulations into virtual currencies
  • Financial Action Task Force (FATF) guidance for a risk-based approach to virtual currencies
  • Why thirteen banks, including RBC and TD, are joining a consortium led by a financial tech firm that is working on a framework for using blockchain technology in markets
4:15
Closing Remarks from the Co-Chairs

4:30 – 5:30 Networking Cocktail Reception

Hosted by:

Day 2: Wednesday, Feb. 24, 2016

8:30
Refreshments are Served
9:00
Opening Remarks from the Co-Chairs
9:15
Mobile Payments and Digital Wallets: Is Canada Ready to Be Cardless?
  • Christie Christelis
    President & CEO
    Technology Strategies International Inc.
  • Bhavna Kaushal
    Vice President, Partnerships and Payments Strategy
    Berkeley Payment Solutions
  • Philippe Lozier
    Director, Content and Services
    Samsung Canada
  • Update on liability and regulations
  • Mitigating risk in mobile payments
  • Concerns over the use of personal information by emerging providers such as Apple Pay, Samsung Pay, and Android Pay
  • Loyalty program integration in mobile wallets
  • Adoption of mobile payments in other parts of the world: successes and failures
  • What will it take for digital wallets succeed in the Canadian market?
10:15
Networking Refreshment Break
10:30
Data Breach Liability and Cyber Security Litigation
  • Ross McGowan
    Partner, National Chair of Fraud Law Group
    Borden Ladner Gervais LLP
  • Where does liability for data breaches fall?
  • How to protect your organization and comply with PCI DSS
  • Assigning liability in your contracts when outsourcing card processing to a third party
  • Payment card holder data and cyber liability insurance
  • Dispute resolution process for merchants and acquirers
11:30
Marcotte and Beyond
  • Peter A. Aziz
    Counsel, Payments and Cards Practice
    Torys LLP
  • Update on reactions to the Marcotte decision
  • Can provincial legislation apply to banks?
  • Cross-border issues and resulting business implications
12:15
Networking Luncheon for Speakers and Delegates
1:00
Combatting Fraud in Payment Systems
  • Strategies for developing effective policies and procedures to mitigate the risk of fraud
  • Incorporating effective due diligence into your compliance programs
  • Verifying client identity and knowing your customer (KYC)
  • Authentication issues in internet and online payments
  • Using social networks as a means of identification for non-face-to-face transactions
2:15
Security and Privacy: Best Practices for Risk Management
  • Manish Khera
    Head of Application Security, Data Protection and Security
    Royal Bank of Canada
  • Maintaining PCI compliance security standards
  • What data is being captured and what happens if that information is intercepted?
  • Payment card data storage and the use of the cloud
  • Adopting tokenization
  • Using encryption tools
  • New data breach notification provisions in Personal Information Protection and Electronic Documents Act (“PIPEDA”), with the enactment of the Digital Privacy Act
3:15
Networking Refreshment Break
3:30
Emerging Payment Systems and Technological Innovation
  • Jason Davies
    Head of Emerging Payments
    MasterCard Canada
  • Jimmy Dinh
    Executive Director, Alternate Solutions Group
    CIBC World Markets
  • Growth of financial technology (FinTech)
  • Will banks adopt biometrics as a secure authentication method?
  • Privacy in new FinTech models: best practices for handling cardholder data
  • Innovation in Europe, Asia, and the US
  • Need for stakeholder collaboration in the industry
4:30
Closing Remarks from the Co-Chairs


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