Conference Agenda

Day 1: Tuesday, Feb. 23, 2016

Registration Opens and Refreshments are Served
Opening Remarks from the Co-Chairs
  • Chris Bradley
    Associate General Counsel Legal, Corporate and Compliance Group
    BMO Financial Group
  • Stephen Redican
    Partner, Financial Services
    Borden Ladner Gervais LLP
Changing Landscape of the Canadian Payments Industry: Enhancements to the Code of Conduct for the Credit and Debit Card Industry in Canada and Regulation of Emerging Payments Service Providers
  • Stephen Redican
    Partner, Financial Services
    Borden Ladner Gervais LLP
Card Brand:
  • Angelina Mason
    Senior Counsel
    VISA Canada
Other Perspectives:
  • Jeffrey Roode
    Jeffrey Roode Professional Corporation

In this session, you will derive a necessary understanding of the basic standards under the Code and its recent enhancements, and the practical and legal challenges faced when incorporating the Code.

  • Application of the Code to mobile payments
  • Interchange rate adjustments
  • Revised dispute handling process
  • New disclosure and branding requirements for payment networks and card issuers
  • Enhanced disclosures and requirements impacting the merchant-acquirer relationship
  • Effective strategies to be compliant with the Code
  • How should new players be regulated?
Networking Refreshment Break
FCAC Payments Update
  • Philippe Pellerin
    Compliance Manager, Supervision and Enforcement
    Financial Consumer Agency of Canada
  • FCAC's initiatives on the amended Code of Conduct
  • Integration of mobile payments into the amended Code of Conduct
  • New industry standards on the complaint-handling process
  • Top complaints for 2015
The Evolving Regulatory Framework of the High Risk Payments Services in Canada
  • Anne Butler
    Vice President, General Counsel & Corporate Secretary
    PS Bill
  • The Canadian Payments Association's (CPA) plans to modernize the core payments infrastructure to meet the future needs of the payments system in Canada
  • Rules related to the CPA's modernization initiative
  • Updates to the CPA's governance model
Networking Luncheon for Speakers and Delegates
The Impact of AML/ATF Regulatory Changes on Payments
  • Nicolas W.R. Burbidge
    Senior Director, AML and Compliance Division
    Office of the Superintendent of Financial Institutions Canada
  • Amended regulations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
  • Managing risks associated with cards issued by federally regulated financial institutions
Networking Refreshment Break
Manage the Risk of New Payment Solutions: Refreshing and Updating Your Compliance Program
  • Jacqueline Shinfield
    Blakes, Cassels & Graydon (Toronto, ON)
  • Simon Tang
    Partner, National Leader, Vulnerability Management and PCI Services
    Deloitte Canada
  • Mitigating risk in various payment solutions including prepaid cards, near field communications, online payments, mobile and digital wallets
  • Ensuring compliance with PCI-DSS standards
  • Authentication, data security, and compliance
  • Addressing challenges associated with cross-border payments
  • Future legal requirements for using new technologies
  • Integrating emerging technology and new products into your business model
  • Improving customer experience while preventing fraud and maintaining security
Virtual Currency and Using Blockchain Technology in Finance
  • Stuart Hoegner
    Gaming Counsel Professional Corporation
  • Regulations around the future of digital currencies
  • Changes in the US, including Faiella v. Shrem which extends securities laws and regulations into virtual currencies
  • Financial Action Task Force (FATF) guidance for a risk-based approach to virtual currencies
  • Why thirteen banks, including RBC and TD, are joining a consortium led by a financial tech firm that is working on a framework for using blockchain technology in markets
Closing Remarks from the Co-Chairs

4:30 – 5:30 Networking Cocktail Reception

Hosted by:

Day 2: Wednesday, Feb. 24, 2016

Refreshments are Served
Opening Remarks from the Co-Chairs
Mobile Payments and Digital Wallets: Is Canada Ready to Be Cardless?
  • Christie Christelis
    President & CEO
    Technology Strategies International Inc.
  • Bhavna Kaushal
    Vice President, Partnerships and Payments Strategy
    Berkeley Payment Solutions
  • Philippe Lozier
    Director, Content and Services
  • Update on liability and regulations
  • Mitigating risk in mobile payments
  • Concerns over the use of personal information by emerging providers such as Apple Pay, Samsung Pay, and Android Pay
  • Loyalty program integration in mobile wallets
  • Adoption of mobile payments in other parts of the world: successes and failures
  • What will it take for digital wallets succeed in the Canadian market?
Networking Refreshment Break
Data Breach Liability and Cyber Security Litigation
  • Ross McGowan
    Partner, National Chair of Fraud Law Group
    Borden Ladner Gervais LLP
  • Where does liability for data breaches fall?
  • How to protect your organization and comply with PCI DSS
  • Assigning liability in your contracts when outsourcing card processing to a third party
  • Payment card holder data and cyber liability insurance
  • Dispute resolution process for merchants and acquirers
Marcotte and Beyond
  • Peter A. Aziz
    Counsel, Payments and Cards Practice
    Torys LLP
  • Update on reactions to the Marcotte decision
  • Can provincial legislation apply to banks?
  • Cross-border issues and resulting business implications
Networking Luncheon for Speakers and Delegates
Combatting Fraud in Payment Systems
  • Strategies for developing effective policies and procedures to mitigate the risk of fraud
  • Incorporating effective due diligence into your compliance programs
  • Verifying client identity and knowing your customer (KYC)
  • Authentication issues in internet and online payments
  • Using social networks as a means of identification for non-face-to-face transactions
Security and Privacy: Best Practices for Risk Management
  • Manish Khera
    Head of Application Security, Data Protection and Security
    Royal Bank of Canada
  • Maintaining PCI compliance security standards
  • What data is being captured and what happens if that information is intercepted?
  • Payment card data storage and the use of the cloud
  • Adopting tokenization
  • Using encryption tools
  • New data breach notification provisions in Personal Information Protection and Electronic Documents Act (“PIPEDA”), with the enactment of the Digital Privacy Act
Networking Refreshment Break
Emerging Payment Systems and Technological Innovation
  • Jason Davies
    Head of Emerging Payments
    MasterCard Canada
  • Jimmy Dinh
    Executive Director, Alternate Solutions Group
    CIBC World Markets
  • Growth of financial technology (FinTech)
  • Will banks adopt biometrics as a secure authentication method?
  • Privacy in new FinTech models: best practices for handling cardholder data
  • Innovation in Europe, Asia, and the US
  • Need for stakeholder collaboration in the industry
Closing Remarks from the Co-Chairs

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